Financial Freedom
Snapshot
Free financial self assessment and
profile
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To get a quick “picture” of your
current financial situation, take a few moments and
answer “Yes” or “No” to each of the following
statements. Then score yourself using the key on the
next page.
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| 1 |
I often feel stressed out or
frustrated with my financial situation
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| 2 |
I don’t use the services of a
trusted, skilled financial advisor.
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| 3 |
I don’t maximize contributions to my
IRA or other retirement plan.
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| 4 |
I pay more than 20% of my income on
credit card charges.
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| 5 |
Unopened bills or notices seem to
pile up at home.
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| 6 |
Several past due or account in
arrears notices have arrived in the mail within the
past 6 months.
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| 7 |
If I lost my current source of income
things would be very difficult because I don’t have
a safety net of three month’s savings.
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| 8 |
If I died today my family would
experience a financial crisis.
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| 9 |
My
spouse/partner and I don’t work on financial issues
together.
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| 10 |
My spouse/partner has no idea about
the cost of living.
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| 11 |
My spouse/partner and I don’t have
specific financial plans/goals in writing.
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| 12 |
My spouse/partner and I often
disagree about money matters. |
| 13 |
My checkbook is usually in a negative
balance.
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| 14 |
I can never seem to keep up; this
month’s bills arrive before I can pay off last
month’s bills.
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| 15 |
I usually buy products on installment
plans with “nothing down.”
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| 16 |
I feel powerless and without options
when it comes to money
issues.
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| 17 |
I occasionally find myself having to
borrow money from friends
or family.
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| 18 |
Financial stress seems to affect my
health and or cause a lack of sleep.
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| 19 |
My credit cards are usually “maxed
out.”
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| 20 |
I often wish for a 10% pay increase
so all my problems would
disappear.
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| 21 |
I regularly buy lottery tickets or
gamble.
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| 22 |
I have
only one source of income.
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| 23 |
Three or more of my checks per year
get returned as “Insufficient Funds.”
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| 24 |
I often blame others for my financial
problems.
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| 25 |
I don’t know where to start to fix my
money problems.
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Scoring Instructions: Add up all
the numbers an answer of yes would equal 1 and
an answer of no would equal 0.
Scoring Key: |
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25 - 39:
Your Financial Fitness Snapshot
“picture” is quite positive. Your primary objective
should be to fine-tune your strategies and further
develop your wealth picture.
40 – 75:
Your Financial Fitness Snapshot
“picture” is slightly better than average. You are
doing more things right than wrong, however there
certainly are areas that could be improved. Your
main focus should be to review your weaker areas and
resolve to change them.
76 - 100:
Your Financial Fitness Snapshot
“picture” is poor. Don’t despair, you are not alone.
This book was written to assist the 90% of the
population that fall into this category. Your next
step is to call 1-888-695-0621 to obtain a free, no
obligation financial makeover.
© 2002 - 2006 - Financial Freedom
Snapshot written by Dr. Denis L. Cauvier and Alan
Lysaght, this intended as a self-assessment and
profiling tool for individuals to determine their
level of financial freedom and wealth building
skills.
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